Decadent Caramel Ritz Cracker Christmas Cookies to Savor

Crisp buttery crackers sandwiched with dulce de leche, fully coated in dark chocolate and finished with a pinch of sea salt for a festive, elegant treat.

This recipe for Decadent Caramel Ritz Cracker Christmas Cookies is the kind of simple pleasure that turns a few pantry staples into something memorable. I first made these on a snowy December evening when I wanted a small, showy treat without spending hours in the kitchen. The combination of thin, buttery crackers with lush dulce de leche and a rich dark chocolate coating creates a delightful contrast of textures and flavors. The crackers stay crisp, the caramel provides chew and warmth, and the chocolate introduces a bitter-sweet finish that feels downright festive.
What makes these special is their ability to bridge casual and refined. They look elegant on a holiday platter but are absurdly effortless to prepare. I discovered them during a holiday cookie swap where several people asked for the recipe and brought their own variations the next year. Each bite is a little celebration of crunch, sweetness, and that faint salt edge that lifts the entire experience. These cookies have become my go-to last minute hostess gift and a guaranteed crowd pleaser at gatherings.
Why You'll Love This Recipe
- Ready in under an hour including cooling time so you can prepare large batches without a long commitment.
- Uses pantry staples like buttery crackers, dulce de leche, and chocolate so shopping is easy and substitutions are straightforward.
- Make-ahead friendly these hold well in an airtight container for several days and freeze beautifully for holiday gift boxes.
- Perfect balance of textures crisp cracker chewable caramel and smooth chocolate ensures every bite is interesting.
- Customizable toppings let you tailor them to tastes from a light sprinkle of sea salt to crushed nuts or festive sprinkles.
I remember the first time I added a tiny pinch of sea salt to the top. A friend took one bite and closed her eyes then asked for the recipe. That small twist elevated what could be a basic sandwich into a small gourmet bite. Over the years I have refined the dunking method and the chocolate blend to ensure a smooth coating that sets with a glossy sheen.
Ingredients
- Buttery crackers: 24 pieces of buttery round crackers such as Ritz. Look for freshly sealed boxes to ensure maximum crispness and a thin profile so the caramel and chocolate dominate.
- Dulce de leche: 1 cup of store bought dulce de leche or homemade caramel sauce. Use a thick but spreadable variety so it does not run out of the sandwich and gives a rich caramel flavor.
- Dark chocolate chips: 1 cup of good quality dark chocolate chips. Choose a brand you enjoy eating plain as it determines the final flavor of the coating.
- Dark chocolate melting wafers: 1 cup of dark melting wafers. These help thin the melted chocolate for dipping and improve set time and gloss.
- Sea salt: 1 teaspoon flaky sea salt optional. A light sprinkle on warm chocolate balances the sweetness and gives a gourmet finish.
Instructions
Preheat and prepare: Preheat the oven to 350°F 175°C and line a baking sheet with parchment paper. The brief heat step helps the dulce de leche soften slightly and adhere better to the cracker surfaces. Having parchment ready prevents sticking and simplifies cleanup. Arrange the base crackers: Place half of the crackers in a single layer on the prepared baking sheet. Work with spaces between them so you can top them easily. This staging step speeds assembly and keeps the caramel from running over neighboring crackers. Fill with dulce de leche: Spoon a generous dollop roughly one tablespoon of dulce de leche onto each cracker then gently spread it leaving a small edge. The goal is a firm but not overflowing layer so when you top with the second cracker the caramel will be contained. Form the sandwiches: Top each filled cracker with a second cracker pressing gently to form a sandwich. Press just enough to spread the caramel slightly but not so much that it seeps out and makes a mess for dipping. Melt the chocolate: Combine the dark chocolate chips and melting wafers in a microwave safe bowl and heat in 20 second bursts stirring in between. Continue until smooth and glossy and the chocolate reaches roughly 87°F to 90°F which is warm enough to dip and will set nicely at room temperature. Dip the sandwiches: Using a fork dip each sandwich into the melted chocolate ensuring full coverage then lift and tap the fork gently on the bowl edge to remove excess chocolate. Place the coated sandwich on parchment for setting. Work quickly before the chocolate begins to thicken. Finish with salt and set: While the chocolate is still wet sprinkle a pinch of flaky sea salt over each cookie. Allow the chocolate to set for 10 to 15 minutes at room temperature until firm. For quicker setting place the tray in the refrigerator for 5 to 10 minutes but avoid leaving them there too long to prevent condensation.
You Must Know
- These keep well at room temperature in an airtight container for up to 3 days and in the refrigerator for up to 10 days.
- They freeze perfectly for up to 3 months wrapped individually then boxed for gifting.
- Because crackers contain gluten and dulce de leche is dairy based note the allergens for guests.
- Using a blend of chips and wafers helps the coating stay glossy and firm without tempering chocolate professionally.
My favorite part is how adaptable they are. I have swapped the dark chocolate for milk chocolate for a sweeter bite and sprinkled finely chopped roasted hazelnuts for texture. At one holiday party I prepared two batches side by side and people could not decide which they preferred. That moment convinced me that small touches such as finishing salt or a nut crumble make a big difference in presentation and flavor.
Storage Tips
Store cooled cookies in a single layer or with parchment between layers inside an airtight container to maintain crispness. At room temperature they keep 3 days; refrigerated they stay fresh for up to 10 days. For longer storage wrap each cookie individually in plastic wrap then place in a freezer safe container and freeze up to 3 months. Thaw at room temperature to avoid condensation forming on the chocolate. When serving after refrigeration allow 10 minutes at room temperature for the chocolate to lose its chill and regain its aroma.
Ingredient Substitutions
If dulce de leche is not available substitute a thick caramel sauce or a spoonful of dulce de leche made from a boiled can of sweetened condensed milk but be mindful of stickiness. For a nutty twist use almond butter mixed with a touch of brown sugar though this will alter texture. Swap dark chocolate for milk or semi sweet for a sweeter version. Use gluten free buttery crackers to make a gluten free option but verify the cracker is sturdy enough to hold the filling.
Serving Suggestions
Present these on a tiered platter for holiday gatherings with sprigs of fresh rosemary or holly for visual contrast. Pair them with espresso or a rich dessert wine like tawny port to complement the caramel. For a family movie night serve alongside a small bowl of whipped cream or salted caramel sauce for dipping. They also make thoughtful gifts when stacked in a decorative box with parchment between layers and tied with ribbon.
Cultural Background
The idea of sweet sandwiches goes back to European tea traditions where biscuits were paired with jams and creams. These modern little sandwiches borrow from that tradition yet adapt it using American buttery crackers and dulce de leche which traces back to Latin American caramel techniques. The combination of crunchy savory crackers with sweet filling and chocolate coating reflects a melding of pantry driven American baking and caramel based Latin desserts.
Seasonal Adaptations
For winter holidays incorporate warming spices by stirring 1/8 teaspoon ground cinnamon into the dulce de leche or top with crushed peppermint for a festive finish. For spring swap the sea salt for finely grated lemon zest and use milk chocolate for a brighter flavor. For a Halloween tray use orange colored sprinkles and a drizzle of white chocolate for a pumpkin inspired look.
Meal Prep Tips
Prepare sandwiches up to two days ahead without chocolate coating and keep covered in the refrigerator. Melt chocolate and dip on the day you plan to serve for the freshest sheen. For large batches set up an assembly line a cookie tray for filled sandwiches a bowl of melted chocolate and a cooling tray with parchment. Use two bowls of chocolate if you want two coatings and label trays to avoid flavor mixing.
These little bites are an easy way to add joy to the holidays. They are simple enough for a last minute tray yet impressive enough to gift. I encourage you to experiment with coatings and toppings and to make a batch this season to share with friends and family.
Pro Tips
Work quickly when dipping to keep the chocolate smooth and glossy.
Use a mix of chips and melting wafers for a reliable set and shine without tempering.
Lightly tap excess chocolate into the bowl to avoid thick drips that mask the crackers.
If refrigerated allow cookies 10 minutes at room temperature before serving for best flavor.
This nourishing decadent caramel ritz cracker christmas cookies to savor recipe is sure to be a staple in your kitchen. Enjoy every moist, high protein slice — it is perfect for breakfast or as a wholesome snack any time.
FAQs about Recipes
Can I freeze these cookies?
Yes wrap individually and freeze up to 3 months then thaw at room temperature before serving.
What if my dulce de leche is too thin?
Use a stiff spreadable dulce de leche. If too runny chill briefly before assembling.
Tags
Decadent Caramel Ritz Cracker Christmas Cookies to Savor
This Decadent Caramel Ritz Cracker Christmas Cookies to Savor recipe makes perfectly juicy, tender, and flavorful steak every time! Serve with potatoes and a side salad for an unforgettable dinner in under 30 minutes.

Ingredients
Crackers
Filling
Coating
Optional Topping
Instructions
Preheat and line
Preheat oven to 350°F 175°C and line a baking sheet with parchment paper to stage the crackers and prevent sticking.
Arrange crackers
Place half of the crackers in a single layer on the baking sheet leaving space to top each one easily.
Add dulce de leche
Spoon about 1 tablespoon of dulce de leche onto each cracker and spread gently leaving a small edge to contain the filling.
Form sandwiches
Top each filled cracker with a second cracker pressing gently to create a neat sandwich without squeezing out the caramel.
Melt chocolate
Melt dark chocolate chips and melting wafers in 20 second intervals stirring between bursts until smooth warm and pourable.
Dip and finish
Dip each sandwich into melted chocolate fully coating it then place on parchment. Sprinkle sea salt while chocolate is wet and allow to set 10 to 15 minutes.
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Comments (1)
This recipe looks amazing! Can't wait to try it.
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